Know where your money went.
Effortless expense capture with full context. Speak it, and Vaultr logs the amount, place, and time — in four seconds, without opening an app.
Android first · Built in India · Free during beta
Statements tell you what.
They never tell you why.
Card statements have garbage merchant names and no context. Cash vanishes unless you log it instantly. By the time you sit down to reconcile, the story of your money is gone. Vaultr captures the story while it's still fresh — automatically.
Voice capture
"150 chai autorickshaw" from the home-screen widget. AI parses amount, category, and merchant. On-device — works offline, stays private.
Context, attached
GPS and time ride along with every entry, silently. That cryptic merchant on your statement? Vaultr knows it was the café near your office.
SMS & UPI aware
Indian banks message you on every transaction. Vaultr reads them so card and UPI spends log themselves — zero effort.
Statement reconciliation
Upload your card statement. Vaultr auto-matches it against your log by amount and date, and flags only what it can't explain.
Group trips, without the spreadsheet.
A trip starts and Vaultr draws a clean boundary around it. Everyone's spends flow into a shared pool — who paid, who owes, in any currency. At trip's end, one settlement. No group-chat math.
Split at the moment
"600 dinner split 3 ways" — said while paying. Equal, exact, or percentage splits, settled fairly at the end.
Multi-currency
Spend in baht, settle in rupees. Conversion handled per-expense, so international trips stay honest.
Live for everyone
Expenses sync to the whole group in real time. Everyone sees the same pool, the same balances, always.
Snap a receipt
Photo in, expense out. AI extracts the amount and details so nobody types anything on holiday.
"Capture is invisible.
Review is beautiful."
The capture layer
One tap on a widget, speak, done. No app navigation, no forms, no friction. Logging becomes a reflex, not a chore.
The review layer
The app itself is where money becomes memory — trip timelines, daily views, settlements, and reconciliation that reads like a story.
Four seconds now.
Total clarity later.
Spend
Pay however you like — cash, card, UPI. Life doesn't change.
Capture
Card and UPI spends log themselves from SMS. For cash, tap the widget and say it. GPS and time attach automatically.
Reconcile
When the statement lands, Vaultr matches it against your log and flags only the strangers.
Remember
Months later, every rupee still has its story — where, when, with whom, and why.
Your money has a story.
Start keeping it.
Vaultr is in private beta. Android first — iOS will follow.